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Motor Vehicle Accident Compensation in New York You may be able to pursue a lawsuit if were injured in an accident that New York considers serious. Your attorney can advise you on whether your injuries meet the criteria for this. Insurance companies are adept at contesting your losses. This can result in settlement offers that are not in the range of what you require. Damages If you have been injured in a car accident, you may be entitled to compensation. These damages are intended to cover your losses as well as expenses, such as medical bills, lost wages, and property damage. Additionally, you can receive compensation for pain and suffering. This kind of compensation may be subjective and difficult to quantify. A knowledgeable lawyer in tort law will help you obtain maximum damages for your injuries. If, for instance, you suffer an injury that results in permanent impairment to your arm or your leg, compensation may include future costs related to the impairment. This could include physical therapy, surgeries, equipment or prosthetics. In addition, a permanent loss of a limb, or a major disfigurement can lead to an entire lifetime of emotional trauma as well as a diminished enjoyment of life. This is referred to as mental anguish. Non-economic damages are more intangible and insurance companies frequently attempt to devalue these types of damages. motor vehicle accident law firm everett &Morgan's experienced and knowledgeable tort attorneys can ensure that you receive the full value of your general damages. Medical bills Medical bills can quickly add up when you are injured during an accident. It is possible to feel overwhelmed by the bills particularly if still recovering from your injuries. There are a variety of ways to help victims of car accidents pay for their medical expenses. In New York, every driver is required to have Personal Injury Protection (PIP) coverage that will pay the initial medical expenses of a victim after an accident. PIP will pay for the loss of income in the event that the person is disabled for a period of up to 90 days. Medicare and health insurance could also provide medical coverage in addition to PIP. The only catch is that the patient has to be able to prove the cost is related to the accident by submitting medical bills and receipts. Some doctors and hospitals will allow accident victims to negotiate a settlement agreement in exchange for a lien against the victim's personal injury settlement or verdict. These liens are also referred to as medical liens or hospital liens. If you don't resolve these debts within a reasonable amount of time the debts could be sent to collection. By tracking and storing their mileage receipts, victims can also claim compensation for travel expenses to and from medical appointments. Loss of wages If you have to miss work due to an accident in your car it could be extremely difficult to survive. The loss of a few weeks' pay or even a month could be a major blow to many Americans who live from paycheck to pay. Car accident victims are often capable of recovering lost wages through lawsuits for car accidents. In the majority of cases, lost wages are determined by calculating the amount of time an injured individual would have been able work without injury. This could include missing shifts, overtime hours and any work performed in hospital. To prove loss of income, a request has to be made for proof from the plaintiff's employer. This could be in the form of letters that document the hours they were off work and their hourly or salary. Pay stubs, or copies of the injured person's tax return can be included as other documentation. It is essential to ensure that the claim package is filed as soon as it is possible following an accident. This will enable the person injured to get the maximum benefit from their claim. In addition, evidence of the accident could be more convincing if it is given as soon as possible. Suffering and pain The physical and emotional remorse that result from a car accident can be very difficult to put a price on. It is crucial to seek compensation in the event of an accident for these damages. They are referred to as non-economic damages. They can be the result of suffering and pain, loss of enjoyment of life, post-traumatic stress disorder (PTSD), and more. The costs of these can be difficult to quantify as it may take some time to comprehend the full extent of your injury. The lawyer you hire can use one of two methods to calculate pain and suffering damages. The most common is the multiplier method in which your economic damages are calculated—which includes the future and past medical expenses or loss of income from work due to your injury and property damage—and multiplied by a value that ranges between 1.5 to 5. The greater the number, the more serious your injuries are deemed to be. Per diem is an alternative method to gauge the extent of suffering and pain. Your lawyer may ask the jury to determine a dollar amount per day that you endure. This is especially helpful for accident victims that work outside the house or have children to take care of while they recover.